Gold Gurus | Precious Metals

Diversify Your Portfolio

Hedge Against Inflation

Safeguard Your Retirement

Own Physical Assets

What is a Gold IRA?

A Gold IRA is a self-directed individual retirement account that allows you to invest in physical gold and other precious metals, offering a hedge against inflation and economic uncertainty while potentially providing tax advantages. This unique investment vehicle can help diversify your retirement portfolio and protect your wealth during times of market volatility.

Potential Benefits of a Gold IRA

Tax Benefits

Tax-Deferred

A Gold IRA offers the same tax benefits as traditional IRAs. This includes the ability to defer taxes on any gains until you take a distribution in retirement. In the case of Roth Gold IRAs, your earnings can even grow tax-free.

Hedge Against Inflation & Uncertainty

A Golden Hedge

Gold has historically maintained its value over time, especially during periods of inflation. With inflation rates in the U.S. hovering around 3.2% (as of 2024), gold serves as a strong hedge against the eroding value of paper currencies. Gold's value has surged over 500% in the past 20 years, providing some assurance against currency devaluation.

During times of market turmoil and financial crises, gold often performs well. The 2008 financial crisis saw gold prices rise by 25%, offering a refuge for investors facing plummeting stock prices. Gold tends to act as a "safe haven" asset, shielding investors during periods of economic uncertainty.

Diversification

Diversifying your portfolio is a proven strategy for managing risk. Traditional portfolios are heavily reliant on stocks and bonds, which are subject to market fluctuations. By adding gold to your retirement account, you can create a more balanced investment strategy. According to data from the World Gold Council, portfolios that include at least a small percentage of gold (5-10%) tend to have lower overall volatility.

Tangible Asset with Competitive Returns

Unlike stocks or bonds, precious metals are physical, tangible asset you can hold. This gives it intrinsic value and ensures it won't go to zero, unlike a company stock that might become worthless in a bankruptcy scenario.

Since 1971, gold’s return has been similar to equities and outperformed bonds. [1]

In the last 20 years, gold outperformed most major asset classes (see chart). [2]

In the last 20 years, gold’s global investment demand increased by an average of 10% per year. [3]

Through its dual nature as a consumer good and investment, gold has historically preserved its value. Unlike fiat currencies, gold can’t be printed, only mined — this explains in good part why it has consistently outperformed all major fiat currencies. [4]

How To Open A Gold IRA

01. Get Matched With a Gold Company

To establish a Gold IRA, you'll need to work with a gold company and custodian specializing in self-directed IRAs. These custodians are familiar with IRS regulations regarding precious metals IRAs and can guide you through the process.

The GoldGurus Quiz makes it simple to find the best companies who can make this process a breeze.

02. Fund Your Account

Once your account is open, you can fund it through traditional means such as a rollover from an existing IRA, 401(k), or other retirement accounts, or through new contributions.

03. Select Your Metals

Once your account is funded, your gold partner will walk you through the available IRS-approved precious metals to purchase. These typically include:

Gold Coins, Bars, & Bullion

Silver Coins, Bars, & Bullion

Platinum

Palladium

04. Manage and Monitor

Your Gold IRA operates similarly to other investment accounts. You can monitor your holdings, make adjustments, and eventually take distributions and physical possession of your precious metals when you reach retirement age.

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Precious Metals IRA

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